Personal finance for a happy and healthy lifestyle

Now that we have established the difference between needs and wants, this workshop unpacks the various mechanisms for borrowing and saving.  The key to financial well-being starts with understanding how to live within our means which includes avoiding common mistakes made when starting out on your own.  Early retirement planning and responsible borrowing can make the difference between peace of mind and the constant anxiety associated with financial stress.  

Key Concepts-
• Funding your college education / student loan pros and cons
• Establishing good credit habits/ building your credit score
• Credit cards that make sense AND one’s that don’t
• Financing a car/ lease vs. loan
• 401k, IRA and the importance of starting early
• Basics of taxation / your first tax return/ 1040ez
• Should I buy or rent
• Understanding the mortgage application process
• Compensation beyond salary- exploring basic benefits